AXIOMA PAY

Pay. Request. Subscribe.

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Axioma Pay Mobile

Billing control, wherever business happens.

Access secure payment requests, subscription routing, and Stripe Connect onboarding from the Axioma Pay mobile app.

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Direct routing console

Stripe-powered Platform

Create secure payment instructions without Axioma Pay holding or controlling customer funds.

Ready to Collect Payments? Create or Link Your Stripe Account

To use Request Payment or Subscribe to receive money, link your business through Stripe Connect Express. Paying an invoice does not require account setup.

Connected account holder tools

Payout Settings

Manage Standard or Instant Payout preferences separately from customer Pay, Request Payment, and Subscription flows. Live implementation should use Stripe Connect embedded payout components or Stripe payout schedule APIs in the connected account context.

Send a Payment

Review the payment details before continuing.

Stripe balance

Create Payment Request

Create a Stripe payment request for a client.

Subscription Configurator

Select the recurring cycle and open Stripe-hosted Checkout so the subscriber confirms payment securely on Stripe before billing starts.

Completed securely in Stripe Checkout
Read-only Stripe activity

Recent Direct Transactions

Sign in required
Counterparty Execution Type Amount Status
Northstar Studio accounts@northstar.co.uk One-Time Request £1,250.00
Meridian Supply billing@meridian.co.uk Subscription Cycle £480.00 Pending Confirmation
Vale Advisory finance@vale.co.uk One-Time Request £320.00 Cancelled
Axioma Pay

About Us
Operational Support

Complaints Procedure
Secure Integration

Developers / API Access
Axioma Pay Legal

Terms of Service

These Terms and Conditions govern your use of Axioma Pay. Axioma Pay is a brand name of Axioma Technologies. Axioma Technologies is a subsidiary business owned and operated by DODITEC LTD. DODITEC LTD is the overarching legal entity responsible for the operation of Axioma Technologies and the Axioma Pay brand and is referred to in these terms as the 'Company', 'we', 'us', or 'our'. By accessing our platform, software interfaces, or services, you agree to be bound by these terms in your legal relationship with DODITEC LTD. These Terms of Service apply to the website, mobile application, administrative interfaces, onboarding pages, support flows, and any software routing tools made available under the Axioma Pay brand.

1. Technical Service Provider (TSP) Status

Axioma Pay supplies software that transmits user-authorized billing instructions to Stripe Connect Express. Axioma Pay does not provide a stored-value wallet, open payment accounts, receive or hold customer funds, or control settlement. Stripe processes payment activity under the connected account's applicable Stripe agreements. Each provider remains responsible for its goods or services, customer relationship, tax position, refunds, disputes, and legal compliance.

Axioma Pay is not a bank, electronic money institution, payment institution, card issuer, merchant of record, credit provider, tax adviser, or legal adviser. The platform is designed as a stateless technical service layer: it helps users create, transmit, display, and monitor payment instructions, while payment processing and settlement are handled by Stripe and the connected account holder's financial partners.

2. Eligibility, Account Access, and Authority

Users must be legally capable of entering into a binding agreement and must have authority to act for the business or person they represent. You are responsible for keeping login credentials, device access, PINs, and biometric controls secure, and for all instructions submitted from your account unless you can demonstrate unauthorized use caused by our proven security failure.

3. User Conduct and Accurate Instructions

You must provide accurate recipient, customer, classification, invoice, payment, subscription, tax, and settlement information. You must not use Axioma Pay for unlawful goods or services, fraud, sanctions evasion, misleading invoices, unauthorized subscriptions, abusive conduct, or activity prohibited by Stripe or card-network rules. You are responsible for reviewing Stripe-hosted payment details before confirmation and for obtaining all notices, permissions, and consents required for personal data supplied through the platform.

4. Stripe Connect Relationship

Payment processing is provided by Stripe and may require a Stripe Connected Account. By using payment, invoice, subscription, or onboarding features, you agree to comply with the Stripe Connected Account Agreement, Stripe Services Agreement, Stripe prohibited and restricted business rules, applicable card-network rules, and any other Stripe terms that apply to your role. Axioma Pay may suspend or refuse software instructions that appear inconsistent with Stripe requirements, law, sanctions controls, risk controls, or platform safety requirements.

Users therefore enter into two separate but related relationships: one with DODITEC LTD for use of the Axioma Pay software platform, and one with Stripe for payment processing, Stripe Connect Express, identity verification, risk checks, payout services, disputes, and other Stripe-regulated or Stripe-operated services. Axioma Pay can support software access, routing status, configuration, and platform guidance. Stripe or the relevant connected account must support card processing, payment acceptance, refunds, chargebacks, payout timing, KYC review, and Stripe account restrictions.

5. Platform Software Fees

Axioma Pay may charge a Platform Fee and optional platform markups for use of its software routing infrastructure. The current Platform Fee is 0.5% + 20p for a domestic one-off payment, 1.5% + 20p for a cross-border one-off payment, 1.5% for a domestic subscription, and 2.5% for a cross-border subscription. Domestic or cross-border status is determined at Checkout creation by the customer's declared billing country compared with the connected account's country; if no customer country is supplied, the payment is treated as domestic. Optional Axioma Pay markups may apply where a user selects or triggers additional features on one-off payments: FX/routing markup 1.00% where currencies differ, Instant Payout schedule markup 1.00% where that payout route is selected by the connected account holder and supported by Stripe, and Pay with Stripe balance markup 0.10% where that method is selected. Any Axioma Pay fees are disclosed to providers where relevant. Buyers normally see the total amount payable only.

Axioma Pay prices, markups, supported fee features, and charging methods may change without prior notice. To know the latest Axioma Pay prices, users and customers must check the current Terms of Service and any provider-facing confirmation screen before proceeding. Payments are processed by Stripe and may also be subject to Stripe's separate terms with the relevant user. Axioma Pay does not hold, custody, or control customer funds.

Feature / fee area Stripe-powered feature Axioma Pay pricing
Stripe Connect onboarding, verification, compliance, risk-based KYC, ongoing risk monitoring, and connected-account support flows Stripe-hosted onboarding, verification, risk checks, and connected account workflows are provided under Stripe's applicable terms. Included in platform access. No separate Axioma Pay onboarding fee unless agreed in writing.
One-off payment routing Stripe processes the direct charge in the connected account context under Stripe's applicable terms. Domestic: 0.5% + 20p. Cross-border: 1.5% + 20p. No fee cap.
Subscription routing Stripe Checkout creates recurring billing in the connected account context. Domestic: 1.5% flat. Cross-border: 2.5% flat. No fixed-pence component and no fee cap.
FX or currency-routing event Currency routing is handled through Stripe where available. Axioma Pay FX/routing markup: 1.00% on one-off payments where currencies differ or the routing event requires currency handling. It is excluded from subscriptions.
Instant Payout schedule selected by the connected account holder Instant Payout schedule is available only for eligible connected accounts and supported countries through Stripe. Axioma Pay markup: 1.00% where Instant Payout schedule routing is selected.
Pay with Stripe balance Pay with Stripe balance is supported where Stripe makes that route available. Axioma Pay markup: 0.10% where this one-off payment route is selected. It is excluded from subscriptions.
User dashboard, reporting view, transaction status display, support routing, and configuration tools Stripe may provide Express Dashboard, hosted onboarding, embedded components, and reporting features under Stripe's product terms. Included in Axioma Pay platform access unless a separate SaaS subscription or enterprise agreement is introduced.

The Stripe pricing items in this table are included for user transparency and reflect Stripe UK public pricing information reviewed on 14 July 2026. They are not a promise by Axioma Pay that Stripe will charge those exact amounts in every case. Stripe may vary fees by country, payment method, connected account, eligibility, risk, product availability, contract, or future price update.

6. Refunds, Disputes, Taxes, and Customer Relationships

Providers remain responsible for the goods, services, invoices, subscriptions, tax treatment, VAT or sales tax obligations, refunds, chargebacks, complaints about underlying transactions, and customer communications. Axioma Pay may show software status information received from Stripe, but does not decide card disputes, reverse bank transfers, guarantee settlement, or act as merchant of record unless expressly agreed in writing.

7. Liability Limitations

To the maximum extent permitted by law, Axioma Pay and DODITEC LTD are not liable for indirect, consequential, special, punitive, or loss-of-profit damages, nor for Stripe downtime, banking delays, network failures, chargebacks, tax liabilities, incorrect user instructions, recipient errors, or losses caused by unauthorized third-party access outside our reasonable control. Nothing in these Terms of Service limits liability that cannot legally be limited, including liability for fraud or fraudulent misrepresentation.

8. Subscription Confirmation

Subscription payments are confirmed through Stripe-hosted Checkout. A subscriber must complete the Stripe Checkout confirmation and any required payment authentication before recurring billing begins. Axioma Pay routes the subscription instruction to Stripe Connect Express and does not hold, custody, or control customer funds. This subscription confirmation process does not replace consumer cancellation, refund, or withdrawal rights that apply by law.

9. Availability, Suspension, Changes, and Termination

Platform access may be paused for maintenance, security, legal, risk, regulatory, or operational reasons. We may update features, fees, eligibility requirements, risk checks, or these Terms of Service prospectively. We may suspend or terminate access where we reasonably believe continued use may create legal, security, payment-network, Stripe, or platform risk. Production use should be reviewed by qualified legal counsel before public launch.

Updated: 14 July 2026
Axioma Pay Legal

Privacy Policy

Axioma Pay is a brand name of Axioma Technologies. Axioma Technologies is a subsidiary business owned and operated by DODITEC LTD. DODITEC LTD is the overarching legal entity and data controller responsible for compliance relating to the Axioma Technologies business and Axioma Pay brand. For the purposes of the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018, the Data Controller is DODITEC LTD. Any personal information or processing instructions collected via the Axioma Pay application interface or dashboard are managed under the regulatory compliance structures of DODITEC LTD.

1. Who We Are and How Stripe Fits In

Axioma Pay provides the software interface used to create, transmit, display, and monitor payment instructions. Stripe provides payment processing, Stripe Connect Express onboarding, identity verification, payment method handling, dispute workflows, payout services, risk controls, and related Stripe-hosted services. When you use Stripe-powered features, Stripe may act as an independent controller or processor depending on the service and the applicable Stripe agreement. Stripe's own privacy notices and agreements apply to Stripe's processing.

2. Information We Process

Axioma Pay may process profile and business contact information, connected Stripe account identifiers, client contact details, billing instructions, document metadata, device security signals, support correspondence, and read-only transaction status information returned by Stripe. Axioma Pay is not designed to store card numbers, bank credentials, or customer wallet balances.

Depending on the feature used, information may include name, business name, email address, support message contents, IP-derived security information, account role, saved recipient details, invoice references, payment descriptions, tax or VAT identifiers supplied by the user, selected file names or attachment metadata, connected account IDs, Stripe customer IDs, Stripe invoice IDs, subscription schedule IDs, checkout session IDs, webhook event status, and audit information required to keep the platform reliable and secure.

3. Purposes and Legal Bases

Information is used to provide requested software routing, secure accounts, prevent misuse, maintain records, respond to support requests, operate bilingual content, show transaction status, improve reliability, investigate errors, enforce platform terms, and comply with applicable legal obligations. Depending on the context, our lawful bases may include performance of a contract, legitimate interests in operating and protecting the platform, compliance with legal obligations, and consent where consent is required.

Where users provide information about clients, recipients, staff, or other third parties, the user is responsible for having the right to provide that information to Axioma Pay and Stripe, and for giving any notices required by privacy law.

4. Sharing, Stripe, International Processing, and Security

Information may be shared with Stripe, infrastructure providers, professional advisers, and authorities where legally required. Stripe processes information under its own agreements and privacy documentation. We may also share information with hosting, analytics, communications, security, legal, accounting, compliance, and customer-support providers who help us operate the platform.

Because Stripe and cloud providers operate internationally, personal information may be processed outside the United Kingdom or the European Economic Area. Where required, we rely on appropriate transfer safeguards such as adequacy regulations, standard contractual clauses, contractual commitments, and technical and organisational controls. We use reasonable security measures appropriate to the nature of the data, including access control, administrative authentication, HTTPS, separation of secret keys, and Stripe-hosted payment collection for sensitive payment details. No internet service can be guaranteed completely secure.

5. Retention

We keep personal information only for as long as reasonably needed for the purpose collected, including providing the platform, maintaining transaction and audit records, resolving disputes, complying with legal duties, enforcing agreements, and protecting the platform. Retention periods may differ for account data, support correspondence, security logs, invoices, subscription records, webhook events, and legal records. Stripe retains Stripe account, payment, KYC, dispute, and payout data under Stripe's own retention rules.

6. Your Rights and Contact

Depending on location, individuals may have rights to access, correct, erase, restrict, object to, or receive a portable copy of personal information, and to complain to a supervisory authority. Requests may be sent to support@axiomapay.uk. Identity verification may be required before a request is fulfilled.

If your request concerns Axioma Pay account access, platform text, saved recipients, support messages, or software status records, contact Axioma Pay. If your request concerns Stripe account onboarding, Stripe-hosted identity checks, card details, payment method data, payouts, disputes, or Stripe account restrictions, you may also need to contact Stripe through the Stripe Dashboard, Express Dashboard, Stripe support, or the payment page shown to you.

Updated: 14 July 2026
Stripe Connect Express

Create a Stripe Express Account

Request Payment and Subscribe require the receiving provider to use a Stripe Connect Express account so funds settle directly through Stripe. Card payers do not need a Stripe Connect account to pay an invoice or checkout link.

Connected account holder tools

Connect to a Stripe Express Account

Use this connection flow when you already have, or need to finish setting up, the Stripe Express account that will receive payouts. Payout preferences are managed separately from customer checkout.